Baccarat — Play Free

Baccarat is a card game where you bet on which hand — Player or Banker — lands closest to nine, or on a Tie. Cards 2-9 count face value, tens and faces are zero, aces are one, and only the last digit of the total counts. Free, virtual credits only.

Free to play with virtual credits · no real-money gambling · 21+

How to play baccarat

  1. 1Bet on Player, Banker or Tie.
  2. 2Two cards are dealt to each hand; a third may be drawn by fixed rules — no decisions after the bet.
  3. 3The hand closest to nine wins. Banker pays 0.95:1 (5% commission), Player 1:1, Tie 8:1.
  4. 4There is nothing to manage after you bet — the third-card rules are automatic.

FAQ

Should you bet Player or Banker?

Banker wins slightly more often and is the lower-house-edge bet even after the 5% commission. Tie has the highest house edge.

How is a baccarat total calculated?

Add the card values and take only the last digit — a 7 and an 8 total 15, which counts as 5.

When is a third card drawn?

By fixed casino rules based on the two-card totals — the game handles it automatically.